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Before Buying Your First House
Owning your own home has been part of the “American Dream” for years. The pride of ownership and sense of “belonging somewhere” have been strong factors…

Accumulating a Down Payment on a Home
Figuring out how expensive of a house you can afford will largely be dependent on the level of your monthly payments. There will be property taxes, insurance and upkeep…

Preparing to Borrow
Borrowing money is a part of almost all of our financial lives.  Mortgages, auto loans and college loans enable us to afford things that are beyond…

Evaluating Mortgage Types – What’s an ARM?
Finding a mortgage can be a strenuous process. Not only are there hundreds of institutions offering mortgages…





Planning for Your Financial Life Stages
Having a sound overall financial strategy requires that you recognize that your finances are in a constant state of change. Not only do financial markets fluctuate…

Seven Ways to Plan for Retirement
Accumulating the funds you will need for a financially secure retirement can be difficult.  Even though your living expenses during retirement may only be 70% to 80%...

Take Full Advantage of Your Employer's 401(k) Plan
Longer life spans, more active retirements, rising costs and uncertainty over Social Security make the need for a substantial retirement nest-egg greater than ever. Luckily…

Are You Aware of the New Benefits of IRAs?
For the past 25 years, Individual Retirement Accounts have been one of the cornerstones of many individuals' retirement planning efforts. The 2001 Tax Act…

Funding College Educations
For decades, parents have used custodial accounts to transfer funds to their minor children to help build assets for college costs…

Mistake - Delaying Saving for a College Education
Being able to afford to send your children to the colleges of their choice, without being limited by cost, can be one of the great joys of being a parent…




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