• Home Buying
  • Retirement & Savings

1Eligible loan product: Provident 1st Lien Fixed Rate Home Equity Loan. 2Annual Percentage Rates (APR) available as of 6/8/12 and includes a 1/4% rate reduction for automatic payments transferred from a checking account held at The Provident Bank. APR is available on loans up to 80% Loan-to-Value (LTV), and a maximum loan amount of $500,000. Other rates and terms available. The home securing this loan must be the applicant’s 1-4 family owner-occupied residence, town home, or condominium located in New Jersey. Hazard insurance sufficient to cover this loan and all other outstanding loans/liens is required. Flood insurance may be required. Offered loan and terms are subject to credit approval and standard appraisal requirements; as such, there is no guarantee that the applicant(s) can refinance their current mortgage loan at the advertised APRs and payments. For 10-year fixed rate loans 120 monthly payments of $10.12 per $1,000 borrowed. For 15-year fixed rate loans, 180 monthly payments of $7.40 per $1,000 borrowed. Does not include taxes and insurance which will result in a higher actual payment. Rates and LTV restrictions subject to change.