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Certificates of Deposit (CD)

CD

Certificates of Deposit (CD)
From The Provident Bank of NJ


Earn high interest rates with maturity terms ranging from 91 days to 5 years. Choose the term that satisfies your financial needs.

Interest is compounded daily and credited monthly.

91 Day Certificate of Deposit

This is the ideal "middle-ground" for those seeking a truly competitive interest rate without a long-term commitment.

  • Minimum to open: $500.00
  • A penalty of 90 days simple interest will be charged on any withdrawal of principal before maturity.

6 Month Certificate of Deposit

The popular choice for those seeking a short-term but rewarding haven for their funds.
  • Minimum to open: $500.00
  • A penalty of 90 days simple interest will be charged on any withdrawal of principal before maturity.

9 Month Certificate of Deposit

The popular choice for those seeking a short-term but rewarding haven for their funds.
  • Minimum to open: $500.00
  • A penalty of 90 days simple interest will be charged on any withdrawal of principal before maturity.

1 Year Certificate of Deposit

Invest even a small amount and watch your earnings grow through the year.
  • Minimum to open: $500.00
  • A penalty of 180 days simple interest will be charged on any withdrawal of principal before maturity.

Fixed Rate Certificate of Deposit

Choose the term for your planned savings: 18, 24, 30, 36 or 60 months. The choice is yours for high returns.
  • Minimum to open: $500.00
  • A penalty of 180 days simple interest will be charged on any withdrawal of principal before maturity.



Select a high interest rate Certificate of Deposit or choose the liquidity of Money Market, or Savings account to save for retirement.

IRA & Keogh Accounts

A variety of FDIC insured deposit accounts are available for your IRA/Keogh funds. Choose the liquidity of a Provident Savings or Money Market account or select a high interest rate Certificate of Deposit with terms ranging from 6 months to 5 years.