PERSONAL CHECKING
This account is so smart, it rewards all balances, no matter how small. It's easy to qualify and earn ATM fee refunds and a great $mart annual percentage yield each statement period.1
With this smart checking account, you get:
- 2.01% APY for balances up to $25,000 when
requirements are met
- FREE Online Banking
- ATM fee refunds2 nationwide when requirements are met
- No monthly fees or minimum balance requirements
Earning your benefits is easy:
- Make 10 purchases with your Provident Visa® Debit Card
- Receive one Direct Deposit or process one automatic ACH Debit3
- Get paperless eStatements via Online Banking
Getting Started:
To open a $mart Checking account, apply online or simply visit your local Provident Bank branch.
You can also call the Consumer Contact Center at 1-800-448-7768, or contact us today for more information.
Click to view the $mart Checking Cycle Calendar for 2012
1Non-promotional 2.01% Annual Percentage Yield (APY) paid on daily balances up to $25,000 (0.20% APY paid on that portion of your daily account balance above $25,000), each statement period that the qualification requirements are met. If you do not meet the qualification requirements for a statement period, your account will still function as a free checking account earning 0.05% APY; however, it will not receive ATM fee refunds for that time period. APYs in effect as of 01/02/12. APY is variable and may change at any time after the account is opened. No minimum account balance required, however, you must deposit a minimum of $50 to open this account. Withdrawal/transfer restrictions apply; ask for or see account disclosure for details. Available to consumer/personal account holders only. No monthly service charges. 2All nationwide ATM fees will be refunded provided qualification requirements are met. 3You must conduct at least ten (10) signature-based POS purchases which post and clear your account within one (1) statement period. You must receive at least one (1) ACH direct deposit or process at least one (1) automatic debit which posts and clears your account within one (1) statement period.
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