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The Provident Bank

HOME LOANS

From The Provident Bank of New Jersey

We are committed to families in need of New Jersey home loans and the communities we serve.

We're dedicated to providing our customers with step-by-step personalized assistance that reduces the stress of financing your home and makes the home loan process more enjoyable.

Simply put, every customer of The Provident Bank of NJ is treated as a "preferred" client. If you're ready to purchase or refinance a home in New Jersey, we're here to help. We offer great New Jersey home loan rates and a wide variety of mortgage products that are sure to meet your needs.

Are You Ready To Purchase or Refinance a Home in New Jersey?


Get Pre-approved While You Shop for a Home

  • If you already know your financial requirements, but haven't found the ideal house - get PRE-APPROVED!
  • Complete an application, either online or with the help of a Mortgage Specialist.
  • We'll obtain your credit report and let you know if we can offer you a pre-approved home loan.
  • If you wish, you can even lock in the current rate while you're still house hunting.
  • When you've signed a contract, we will order an appraisal and issue a final home loan approval, provided the loan-to value falls within established limits. Click here to learn more.