Home Equity Loans
From The Provident Bank of NJ
Current Home Equity Loan Rates, NO Points, NO Closing Costs!
The Provident Bank of NJ makes it easy for you to select and apply for the right lending product that fits your needs.
Click on the links below to see the individual products and rates, or scroll down to see a list of online Provident home loan products. Once you have chosen the product that's right for you, just click on the "Apply" button to begin the application. It's secure, quick and easy!
Annual Percentage Rate* (APR) includes a 1/4% rate reduction for automatic payments transferred from a checking account held at The Provident Bank. This rate reduction applies only to our fixed rate home equity products.
Click for Home Equity Loan Disclosures
*Annual Percentage Rate (APR) shown equates to Prime plus 0.00% and is subject to change without notice. The APR for this product is variable. The APR will be Prime plus 0.00% for the life of the credit line. Prime equates to the highest Prime Rate as quoted in The Wall Street Journal on the last business day of the prior month; as of 4/30/12, Prime Rate was 3.25% resulting in the advertised APR of 3.25%. Lifetime CAP of 16.5%. The credit line has a 10-year draw period and a 15-year repayment period.