The Provident Bank - Banking For Busy People

| | | |


	Provident Platinum Checking^SM Relationship Banking

Account Overview

Get more freedom, more savings, and more rewards with our tiered interest-earning Provident Platinum Checking account. Get rewarded for your total banking relationship with NO ATM FEES and savings on other fees when you maintain a combined balance of $10,000 in your Provident checking account and/or combination of eligible linked deposit accounts, mortgage loans,
or select customer loans and credit lines 1. Plus you'll enjoy the convenience of no ATM fees, anytime, anywhere!

Account Benefits And Features

What You Get:

Higher yields for higher balances

Call for rates and tiers

No ATM fees!

FREE Provident Platinum Visa® Debit Card with ProvidentPerks^SM rewards for more purchasing power
(Daily cash withdrawal limit $1,000, daily purchase limit $7,500)

FREE Online Banking & Online Bill Payment

Unlimited check writing

Additional Options:

Overdraft PrivilegeSM level $1,000

FREE direct deposit

FREE basic-style checks

Bonus .25% discount on select consumer loans

Account Details

Maintain a $10,000 combined daily account balance to avoid fees 2

No interest will be paid on balances less than $50

1.Related accounts may include any Provident checking, savings, Individual Retirement Accounts, certificates of deposit, consumer mortgage loan and home equity, personal, or overdraft loan/line of credit accounts.

2.For each statement period that the combined principal balances of the Provident Platinum CheckingSM account and all related deposit and loan/line of credit accounts falls below $10,000, a balance penalty fee of $25 will be charged to the Provident Platinum CheckingSM account.