All Provident branches will be closed on Thursday, November 26, 2015 in observance of the Thanksgiving holiday. Online access to your account(s) will not be affected.


At Provident Bank, we're committed to providing you with a Zero Balance Account (ZBA) that allows you to link multiple disbursement and/or collection accounts to a master account, providing you the convenience of concentrating cash in one centralized bank account.

Individual bank statements for all master and disbursement accounts are provided and each entry is cross-referenced for tracking purposes.

At the end of the day, all available funds in your disbursement and/or collection accounts are transferred to the master account. Disbursement and/or collection accounts are funded for the exact amount needed to bring their balance to zero.

Concentration of funds in a single account provides improved management of funds while still having the ability to reconcile each account separately.

Let our experienced Cash Management Officers assist you on how best to position Zero Balance Accounts as part of your account relationship - and don't forget to check out our LinkedIn Forum!