All Provident Bank branches will be closed on Monday, September 7th, 2015 in honor of Labor Day. Online access to your account(s) will not be affected.

Provident Home Loans Refinance

When interest rates are low, home values are on the rise, and you’ve been in your home for just a few years, you may want to consider refinancing.

It might save you a small nest egg by lowering your monthly payments, reducing your total payment amount, or leveraging your home equity to help pay off debt or make a major purchase!

See Today’s Mortgage Rates

Refinancing means restructuring your loan with new terms, conditions, and closing costs. Make sure the fees associated with the new loan don’t outweigh the potential savings.  



Information and interactive loan calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Are you a First Time Home Buyer?

The home buying process can be overwhelming. Check out our infographic for helpful tips to see if you are on the right path to owning your own home!



Find a Provident Mortgage Rep in your area to help with all of your financing needs.

  • Provident Bank @ProvidentNJ

    Don’t you think your pet is the cutest? Submit a photo of your pet today to win a $25 gift card #win #providentpets

    03:30 PM Sep 4, 2015
  • Provident Bank @ProvidentNJ

    On 9/6 visit Tour de Farm Sussex County Fairgrounds for a unique cycling and culinary journey #TourdeFarmNJ #food

    02:00 PM Sep 4, 2015
  • Provident Bank @ProvidentNJ

    All Provident branches will be closed on Monday, 9/7 in honor of Labor Day. Online access to your accounts will not be affected. #laborday

    12:45 PM Sep 4, 2015